32out of 100
Cautious

Some indicators warrant attention

Top Drivers
Yield CurveElevated
Unemployment PaceElevated
Financial ConditionsNormal
0 — Safe100 — Critical

By the time it's in the news, it's too late.

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33 indicators tracked
Updated daily
Federal Reserve data
Daily News Digest

Today's economic pulse

News with instant impact analysis. Available on Guardian & Sentinel plans.

Federal Reserve signals potential rate cuts as inflation cools

Federal Reserve · 2 hours ago

-8 points
What it means

Rate cuts ease borrowing costs across housing, auto loans, and corporate debt. Historically, a rate-cutting cycle has preceded economic stabilization within 6–12 months.

Score impact

Initial jobless claims rise to highest level in 14 months

Bureau of Labor Statistics · 5 hours ago

+12 points
What it means

Rising claims above 250K preceded 5 of the last 6 recessions. This is one of our most heavily weighted signals.

Score impact

News digest updated daily for subscribers

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Score Overview
42/ 100
Caution

Updated Mar 25, 2026

Most indicators are stable but yield curve inversion and rising jobless claims warrant attention. No immediate action needed.

What's Driving the Score
Yield Curve
Elevated
Initial Jobless Claims
Elevated
Credit Spreads
Normal
30-Day Score Trend
305530d agoToday

How it works

Three steps. One score. Updated every morning.

1

We Collect the Data

Every morning, we pull fresh data from 33 economic indicators via the Federal Reserve and other trusted sources.

2

We Calculate Your Score

Each indicator is checked against historical recession thresholds. Our algorithm combines them into one score: 0 (safe) to 100 (crisis).

3

You Stay Informed

Check your score each morning. Normal means healthy. Caution means pay attention. Warning means be careful. Crisis means take action.

33 indicators. Zero guesswork.

We monitor the signals that have preceded every U.S. recession since 1970.

Financial & Monetary

  • Yield Curve (2Y-10Y spread)
  • 10Y-3M Treasury Spread
  • Financial Conditions Index
  • Repo Market Stress
  • Money Supply (M2)
5 indicators

Jobs & Labor

  • Unemployment Pace (Sahm Rule)
  • Initial Jobless Claims
  • Unemployment Rate
  • Temp Worker Cuts
  • JOLTS Quits Rate
  • Job Posting Velocity
6 indicators

Credit & Lending

  • Bank Lending Standards
  • High-Yield Credit Spreads
  • Credit Card Delinquencies
  • Mortgage Delinquency
  • CRE Stress
  • SLOOS Lending Standards
6 indicators

Consumer

  • Consumer Confidence
  • Real Retail Sales
  • Real Income
  • Personal Savings Rate
  • Debt Service Ratio
5 indicators

Housing

  • Home Construction (Building Permits)
  • Months Supply of Houses
  • Housing Starts
3 indicators

Production & Trade

  • Manufacturing PMI
  • Services PMI
  • Business Investment (Durable Goods)
  • GDPNow (Atlanta Fed)
  • Industrial Production
  • Inventory/Sales Ratio
  • Freight Activity
  • Leading Economic Index
8 indicators

Markets & Policy

  • Market Breadth
  • VIX Volatility Index
  • Energy Price Shock (Oil)
  • Trade Policy Uncertainty
4 indicators

All indicators updated daily from trusted government and financial sources

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